Deductible Insurance Programs

Companies with good loss ratios are unfortunately often grouped with companies with far less favorable loss experiences.  

 

This means that essentially one company is paying for the losses of another. Traditional insurance companies plan on this inequity. When you self-insure through a deductible program, the company assumes that portion of the risk for itself. For a company with a good loss history, this can represent significant savings and offer you more control. Deductible programs are being used by thousands of companies and millions of employees and their dependents who are receiving benefits through their employers' various self-insurance plans.

 

There are also ways of protecting your business from catastrophic loss. M&M Insurance Solutions Limited has the expertise to advise you on all the ways to manage your risk so that your company is properly covered and you pay for only what you need based on your company's unique loss experience.